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Saver’s Match IRA provider tracker
Official provider list: not published yet. As of 2026-10-17, the IRS and Treasury have not published which IRA providers will accept Saver’s Match deposits. Treasury and the IRS anticipate that TrumpIRA.gov will list financial institutions that offer IRAs, accept Saver’s Match contributions, and meet other criteriaNotice 2026-48, sec. II.C, and that more information for IRA providers will be available later in 2026IR-2026-89. TrumpIRA.gov’s official launch is Jan. 1, 2027TrumpIRA.gov.
What a listed IRA will need (per the Executive Order)
EO 14403 directs that TrumpIRA.gov identify financial institutions offering IRAs thatEO 14403 (91 FR 24329), Sec. 2(c):
- offer investment options such as target-date/life-cycle funds, balanced funds, or principal-protection funds;
- keep overall net expense ratios, inclusive of operating costs, management fees and administrative expenses, at or below 0.15%;
- impose no minimum-contribution or balance requirements.
Separately, to receive the match a traditional IRA provider would register with Treasury and the IRS and get an IRA tracking number that you enter on Form 8880-ANotice 2026-48, Q&A E-2(a). You would need to open the IRA before filing Form 8880-ANotice 2026-48, Q&A E-2(a).
Watch list: major IRA providers (NOT confirmed participants)
None of these providers is a confirmed Saver’s Match participant. They are large, well-known IRA providers we are watching. Fees and minimums are copied from each provider’s own public page on the date shown and can change; confirm on the provider’s site. Inclusion is not a recommendation.
| Provider | Account fees (public) | Minimums | Roth | Saver’s Match registration | Source |
|---|---|---|---|---|---|
| Fidelity Traditional, Roth, Rollover (and others) | $0 account fees Fidelity Go: no minimum to open; $0 advisory fee under $25K, 0.35% for balances of $25K+ | $0 minimum to open | Offers Roth IRA Match route: not confirmed | Not confirmed | source checked 2026-10-17 |
| Charles Schwab Traditional, Roth, Rollover, Inherited, Custodial | $0 opening fees, $0 maintenance fees | $0 minimum deposit | Offers Roth IRA Match route: not confirmed | Not confirmed | source checked 2026-10-17 |
| Vanguard Traditional, Roth (and others) | No charge to open a Vanguard IRA | Depends on the investment: Vanguard ETFs from $1; Target Retirement Funds $1,000; Vanguard mutual funds $3,000 to $50,000 | Offers Roth IRA Match route: not confirmed | Not confirmed | source source 2 checked 2026-10-17 |
| Merrill Edge (Self-Directed) Traditional, Roth, Rollover | $0 online stock and ETF trades (other fees may apply per pricing page) | No minimum (Self-Directed retirement accounts) | Offers Roth IRA Match route: not confirmed | Not confirmed | source checked 2026-10-17 |
| Robinhood Traditional, Roth | See provider page Provider's own IRA match: 1% (non-Gold); 3% with Robinhood Gold ($5/month). Matched funds must stay 5 years to avoid an Early IRA Match Removal Fee. | See provider page | Offers Roth IRA Match route: not confirmed | Not confirmed | source checked 2026-10-17 |
| Betterment Traditional, Roth, SEP | $5/month, or 0.25%/year with $200+ monthly recurring deposits or a $24K+ balance Automated (robo) investing; Premium plan 0.65%/year The 0.25% annual fee tier is above the 0.15% overall net-expense-ratio cap described in EO 14403 Sec. 2(c)(ii). How Treasury will apply that cap to advisory fees has not been published. | No minimum balance | Offers Roth IRA Match route: not confirmed | Not confirmed | source source 2 checked 2026-10-17 |
| Wealthfront Traditional, Roth | 0.25%/year advisory fee (Wealthfront Portfolio) Automated (robo) investing The 0.25% advisory fee is above the 0.15% overall net-expense-ratio cap described in EO 14403 Sec. 2(c)(ii). How Treasury will apply that cap to advisory fees has not been published. | Not stated on the page we checked | Offers Roth IRA Match route: not confirmed | Not confirmed | source source 2 checked 2026-10-17 |
Machine-readable: /data/providers.json. We’ll mark a provider “Registered” only when an official IRS/Treasury source or TrumpIRA.gov lists it.
Already have a 401(k), 403(b) or governmental 457(b)?
You may not need a new IRA: the match can also go to the non-Roth portion of those plansNotice 2026-48, Q&A D-1, and the IRS is considering several ways to direct it to a planNotice 2026-48, Q&A E-3.
Email alerts: coming soon. Sign-up is switched off for now. Check the provider tracker or the timeline for updates.