{
 "_about": "Watch list of large IRA providers. NONE of these is a confirmed Saver's Match participant: as of the checked date, Treasury/IRS have not published a provider registration process or a participant list. Fees/minimums are copied from each provider's own public page on the checked date; 'evidence' strings are re-verified by scripts/refresh.py.",
 "checked": "2026-10-17",
 "official_list_published": false,
 "official_list_status": "Not published. Notice 2026-48 says more information for IRA providers that want to be listed on TrumpIRA.gov is anticipated later in 2026, and that registration details for traditional and Roth IRA providers will be provided in the future. TrumpIRA.gov currently shows a pre-launch page (official launch Jan. 1, 2027).",
 "providers": [
  {
   "id": "fidelity",
   "name": "Fidelity",
   "ira_types": "Traditional, Roth, Rollover (and others)",
   "account_fees": "$0 account fees",
   "minimum": "$0 minimum to open",
   "managed_option": "Fidelity Go: no minimum to open; $0 advisory fee under $25K, 0.35% for balances of $25K+",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://www.fidelity.com/retirement-ira/roth-ira",
   "evidence": [
    "$0 Account fees",
    "No account fees or minimums",
    "0.35% for balances of $25K+"
   ]
  },
  {
   "id": "schwab",
   "name": "Charles Schwab",
   "ira_types": "Traditional, Roth, Rollover, Inherited, Custodial",
   "account_fees": "$0 opening fees, $0 maintenance fees",
   "minimum": "$0 minimum deposit",
   "managed_option": "",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://www.schwab.com/ira",
   "evidence": [
    "$0 maintenance fees",
    "$0 minimum deposit"
   ]
  },
  {
   "id": "vanguard",
   "name": "Vanguard",
   "ira_types": "Traditional, Roth (and others)",
   "account_fees": "No charge to open a Vanguard IRA",
   "minimum": "Depends on the investment: Vanguard ETFs from $1; Target Retirement Funds $1,000; Vanguard mutual funds $3,000 to $50,000",
   "managed_option": "",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://investor.vanguard.com/accounts-plans/iras",
   "extra_sources": [
    "https://investor.vanguard.com/investment-products/mutual-funds/target-retirement-funds"
   ],
   "evidence": [
    "no charge to open a Vanguard IRA",
    "as little as $1"
   ]
  },
  {
   "id": "merrill-edge",
   "name": "Merrill Edge (Self-Directed)",
   "ira_types": "Traditional, Roth, Rollover",
   "account_fees": "$0 online stock and ETF trades (other fees may apply per pricing page)",
   "minimum": "No minimum (Self-Directed retirement accounts)",
   "managed_option": "",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://www.merrilledge.com/pricing",
   "evidence": [
    "Self-Directed retirement accounts Minimum investment No minimum"
   ]
  },
  {
   "id": "robinhood",
   "name": "Robinhood",
   "ira_types": "Traditional, Roth",
   "account_fees": "See provider page",
   "minimum": "See provider page",
   "managed_option": "Provider's own IRA match: 1% (non-Gold); 3% with Robinhood Gold ($5/month). Matched funds must stay 5 years to avoid an Early IRA Match Removal Fee.",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://robinhood.com/us/en/about/retirement/",
   "evidence": [
    "1% match",
    "3% match",
    "Early IRA Match Removal Fee"
   ]
  },
  {
   "id": "betterment",
   "name": "Betterment",
   "ira_types": "Traditional, Roth, SEP",
   "account_fees": "$5/month, or 0.25%/year with $200+ monthly recurring deposits or a $24K+ balance",
   "minimum": "No minimum balance",
   "managed_option": "Automated (robo) investing; Premium plan 0.65%/year",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://www.betterment.com/pricing",
   "extra_sources": [
    "https://www.betterment.com/retirement"
   ],
   "evidence": [
    "$5/month",
    "0.25%",
    "no minimum balance"
   ],
   "eo_screen_note": "The 0.25% annual fee tier is above the 0.15% overall net-expense-ratio cap described in EO 14403 Sec. 2(c)(ii). How Treasury will apply that cap to advisory fees has not been published."
  },
  {
   "id": "wealthfront",
   "name": "Wealthfront",
   "ira_types": "Traditional, Roth",
   "account_fees": "0.25%/year advisory fee (Wealthfront Portfolio)",
   "minimum": "Not stated on the page we checked",
   "managed_option": "Automated (robo) investing",
   "roth_ira": true,
   "saver_match_registration": "Not confirmed",
   "roth_route": "Not confirmed (no Roth provider registration exists yet)",
   "source_url": "https://www.wealthfront.com/pricing",
   "extra_sources": [
    "https://www.wealthfront.com/retirement"
   ],
   "evidence": [
    "0.25% annually"
   ],
   "eo_screen_note": "The 0.25% advisory fee is above the 0.15% overall net-expense-ratio cap described in EO 14403 Sec. 2(c)(ii). How Treasury will apply that cap to advisory fees has not been published."
  }
 ]
}